We believe it is vital for a 401(k) Plan sponsor to adhere to three core principles:

• Assemble and manage an outstanding unbundled team of providers, changing a team player only when there is a compelling reason to do so
• Focus on issues that both (i) apply to most Plan Participants, and (ii) have a significant impact (whether positive or negative) on the level of benefits that will ultimately be provided to such Participants
• Make the personal commitment necessary to know the truth and then do the right thing.

We help Plan sponsors adhere to these principles by developing a mission statement for the Plan then setting goals and objectives in line with the mission. This mission and the goals and objectives keep our clients from becoming mired "in the thick of thin things," the unimportant minutia that can easily engulf a 401(k) Plan.